OneMain Holdings, Inc.

OMF 10-Q · Q1 2026

OMF Q1 2026 request

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Income Statement

Income Statement
Metric Q1 2026 Q1 2025 YoY
Income Before Taxes (Q) — — —
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Consumer and Insurance · Operating Segments 293 270 +8.5%
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Income Before Taxes 296 275 +7.6%
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OMFC 296 275 +7.6%
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Material Reconciling Items 3 4 -25.0%
Income Tax Expense (Benefit) (Q) — — —
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Income Tax Expense (Benefit) 70 62 +12.9%
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OMFC 70 62 +12.9%
Net Income (Q) — — —
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Retained Earnings 226 213 +6.1%
Retained Earnings · OMFC 226 213 +6.1%
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Net Income 226 213 +6.1%
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OMFC 226 213 +6.1%
Comprehensive Income (Q) — — —
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Comprehensive Income 214 229 -6.6%
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OMFC 214 229 -6.6%
Other Comprehensive Income (Q) — — —
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Accumulated Other Comprehensive Income -12 16 -175.0%
Accumulated Other Comprehensive Income · OMFC -12 16 -175.0%
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Other Comprehensive Income -12 16 -175.0%
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OMFC -12 16 -175.0%
EPS (Basic) (Q) — — —
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EPS (Basic) 1.93 1.79 +7.8%
EPS (Diluted) (Q) — — —
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EPS (Diluted) 1.93 1.78 +8.4%
Wtd Avg Shares (Basic) (Q) — — —
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Wtd Avg Shares (Basic) 116,724,709 119,399,008 -2.2%
Wtd Avg Shares (Diluted) (Q) — — —
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Wtd Avg Shares (Diluted) 117,272,604 119,969,713 -2.2%
Depreciation And Amortization (Q) — — —
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Depreciation And Amortization 74 70 +5.7%
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OMFC 74 70 +5.7%
Interest And Dividend Income Operating (Q) — — —
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Consumer and Insurance · Operating Segments 1,383 1,301 +6.3%
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Interest And Dividend Income Operating 1,387 1,308 +6.0%
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OMFC 1,387 1,308 +6.0%
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Corporate Non Segment 1 1 0.0%
Material Reconciling Items 3 6 -50.0%
Interest Income Expense Net (Q) — — —
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Interest Income Expense Net 1,065 996 +6.9%
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OMFC 1,065 996 +6.9%
Labor And Related Expense (Q) — — —
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Consumer and Insurance · Operating Segments 239 217 +10.1%
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Labor And Related Expense 240 218 +10.1%
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OMFC 240 218 +10.1%
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Corporate Non Segment 1 1 0.0%
Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1 (Q) — — —
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Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1 51 46 +10.9%
Noninterest Expense (Q) — — —
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Noninterest Expense 501 453 +10.6%
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OMFC 501 453 +10.6%
Noninterest Income (Q) — — —
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Consumer and Insurance · Operating Segments 195 186 +4.8%
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Noninterest Income 197 188 +4.8%
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OMFC 197 188 +4.8%
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Corporate Non Segment 2 2 0.0%
Noninterest Income Other (Q) — — —
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Noninterest Income Other 49 41 +19.5%
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OMFC 49 41 +19.5%
Other Noninterest Expense (Q) — — —
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Consumer and Insurance · Operating Segments 207 184 +12.5%
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Other Noninterest Expense 209 186 +12.4%
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OMFC 209 186 +12.4%
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Corporate Non Segment 2 1 +100.0%
Policyholder Benefits And Claims Incurred Net (Q) — — —
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Consumer and Insurance · Operating Segments 52 49 +6.1%
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Policyholder Benefits And Claims Incurred Net 52 49 +6.1%
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OMFC 52 49 +6.1%

Balance Sheet

Balance Sheet
Metric Q1 2026 Q1 2025 YoY
Current Assets
Cash & Cash Equivalents (Q) — — —
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Cash & Cash Equivalents 834 627 +33.0%
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OMFC 793 608 +30.4%
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Variable Interest Entity Primary Beneficiary 5 7 -28.6%
Non-Current Assets
Goodwill (Q) — — —
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Goodwill 1,474 1,474 0.0%
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OMFC 1,474 1,474 0.0%
Total Assets (Q) — — —
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Consumer and Insurance · Operating Segments 25,869 24,889 +3.9%
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Total Assets 27,018 26,029 +3.8%
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OMFC 26,977 26,009 +3.7%
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Corporate Non Segment 6 11 -45.5%
Material Reconciling Items 1,143 1,129 +1.2%
Non-Current Liabilities
Long-Term Debt (Q) — — —
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Medium Term Notes · Senior Notes 10,637 172 +6084.3%
Private Secured Term Funding 349 1 +34800.0%
Revolving Conduit Facilities 1 9,364 -100.0%
Securitizations 11,236 11,957 -6.0%
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Long-Term Debt 22,396 21,494 +4.2%
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OMFC 22,396 21,494 +4.2%
OMFC · Variable Interest Entity Primary Beneficiary 11.6 12 -3.3%
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Variable Interest Entity Primary Beneficiary 11.6 12 -3.3%
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Junior Subordinated Debt 173 11,958 -98.6%
Total Liabilities (Q) — — —
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Total Liabilities 23,641 22,749 +3.9%
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OMFC 23,639 22,748 +3.9%
Stockholders' Equity
Retained Earnings (Q) — — —
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Retained Earnings 2,680 2,384 +12.4%
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OMFC 1,392 1,343 +3.6%
Accumulated Other Comprehensive Income (Q) — — —
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Accumulated Other Comprehensive Income -53 -65 +18.5%
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OMFC -53 -65 +18.5%
Total Stockholders' Equity (Q) — — —
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Accumulated Defined Benefit Plans Adjustment -2 -3 +33.3%
Accumulated Gain Loss Net Cash Flow Hedge Parent 11 — —
Accumulated Net Unrealized Investment Gain Loss -53 -65 +18.5%
Accumulated Other Comprehensive Income -53 -65 +18.5%
Accumulated Other Comprehensive Income · OMFC -53 -65 +18.5%
Accumulated Translation Adjustment -8 -13 +38.5%
Additional Paid In Capital 1,750 1,734 +0.9%
Additional Paid In Capital · OMFC 1,994 1,978 +0.8%
Aoci Liability For Future Policy Benefit Parent -1 16 -106.2%
Common Stock 1 1 0.0%
Common Stock · OMFC 5 5 0.0%
Retained Earnings 2,680 2,384 +12.4%
Retained Earnings · OMFC 1,392 1,343 +3.6%
Treasury Stock Common -1,001 -774 -29.3%
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Total Stockholders' Equity 3,377 3,280 +3.0%
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OMFC 3,338 3,261 +2.4%
Total Liabilities & Equity (Q) — — —
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Total Liabilities & Equity 27,018 26,029 +3.8%
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OMFC 26,977 26,009 +3.7%

Cash Flow Statement

Cash Flow Statement
Metric YTD Q1 2026 YTD Q1 2025 YoY
Operating Activities
Stock-Based Compensation (Q) — — —
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Stock-Based Compensation 11 10 +10.0%
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OMFC 11 10 +10.0%
Deferred Income Taxes (Q) — — —
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Deferred Income Taxes 29 15 +93.3%
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OMFC 29 15 +93.3%
Other Non-Cash Items (Q) — — —
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Other Non-Cash Items 3 1 +200.0%
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OMFC 3 1 +200.0%
Net Cash from Operations (Q) — — —
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Net Cash from Operations 739 665 +11.1%
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OMFC 736 663 +11.0%
Investing Activities
Purchases of Investments (Q) — — —
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Purchases of Investments 115 109 +5.5%
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OMFC 115 109 +5.5%
Other Investing Activities (Q) — — —
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Other Investing Activities 23 21 +9.5%
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OMFC 23 21 +9.5%
Net Cash from Investing (Q) — — —
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Net Cash from Investing -227 -331 +31.4%
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OMFC -227 -331 +31.4%
Financing Activities
Share Repurchases (Q) — — —
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Share Repurchases 107 16 +568.8%
Tax Withholding for Share Compensation (Q) — — —
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Tax Withholding for Share Compensation 18 10 +80.0%
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OMFC 18 10 +80.0%
Net Cash from Financing (Q) — — —
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Net Cash from Financing -563 -113 -398.2%
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OMFC -585 -96 -509.4%
Other Cash Flow
Net Change in Cash (Q) — — —
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Net Change in Cash -51 221 -123.1%
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OMFC -76 236 -132.2%

Values in millions USD. Source: SEC EDGAR 10-Q filing.

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